Terms & Conditions
Last updated: September 1, 2026
Agreement to These Terms
These Terms & Conditions govern your use of the Johnson-Brower Financial Group LLC website and applicable communications provided by Johnson-Brower Financial Group LLC.
By using this website, you agree to these Terms & Conditions. If you do not agree with these terms, please discontinue use of the website.
Website Use
This website is provided for general business information, communication, customer-service, and related business purposes.
You agree not to use this website or its communication systems for unlawful, fraudulent, abusive, disruptive, or unauthorized purposes.
SMS Messaging Program
Johnson-Brower Financial Group LLC offers optional SMS text messaging to users who affirmatively consent to receive applicable text messages.
When you voluntarily enter your mobile phone number into an applicable contact form or messaging widget on our website and submit your information with the applicable consent checkbox, you authorize Johnson-Brower Financial Group LLC to send SMS text messages to the mobile number you provided.
Messages may include responses to inquiries, requested information, customer-service communications, appointment communications, follow-up messages, and other communications related to your interaction with Johnson-Brower Financial Group LLC.
You may withdraw your consent to receive applicable SMS communications at any time by replying STOP. After an opt-out request is processed, you may receive a final confirmation message and will no longer receive applicable SMS messages unless you subsequently provide consent again.
For assistance, reply HELP or contact Johnson-Brower Financial Group LLC at 330-500-0911 or [email protected] .
Wireless carriers are not liable for delayed or undelivered messages.
Additional information about our SMS program and consent practices is available in our SMS Consent Policy .
SMS Data Privacy & No-Sharing Policy
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties or affiliates.
Service providers may process mobile information strictly as reasonably necessary to provide technology, communications, SMS delivery, hosting, customer-support, data-storage, security, or other essential operational services on our behalf. Those service providers are not authorized to use SMS consent information for their own marketing or promotional purposes.
For additional information regarding how we collect, use, and protect information, review our Privacy Policy .
Communications
When you contact Johnson-Brower Financial Group LLC, you authorize us to respond through appropriate communication methods based on the information and permissions you provide.
Providing a telephone number does not, by itself, automatically enroll you in SMS communications. Applicable SMS messages will be sent only where the required SMS consent has been provided.
Third-Party Services
We may use third-party technology and service providers to operate our website, communications systems, SMS delivery, customer-support tools, data systems, hosting, security, and other business functions.
Your use of independently operated third-party websites or services may also be subject to their own terms and policies.
Accuracy of Information
We attempt to provide accurate and useful information on this website, but information may change and may not always be complete or current.
Nothing on this website should be interpreted as a guarantee of a particular business, financial, legal, lending, transactional, or other outcome unless expressly stated in a separate written agreement.
Intellectual Property
Unless otherwise stated, content, branding, graphics, text, and other materials appearing on this website are owned by, licensed to, or used with permission by Johnson-Brower Financial Group LLC.
Website content may not be reproduced, distributed, modified, or commercially exploited without appropriate authorization, except as permitted by applicable law.
Disclaimer
This website and its general informational content are provided on an "as available" basis. To the extent permitted by applicable law, Johnson-Brower Financial Group LLC makes no guarantee that the website will always be uninterrupted, error-free, or available.
Limitation of Liability
To the maximum extent permitted by applicable law, Johnson-Brower Financial Group LLC is not responsible for indirect, incidental, special, exemplary, or consequential damages arising from use of this website or reliance on general information provided through it.
Nothing in these Terms & Conditions excludes or limits liability where such exclusion or limitation is prohibited by applicable law.
Changes to These Terms
We may update these Terms & Conditions periodically to reflect changes in our services, practices, technology, or legal requirements.
The current version will be posted on this page with the applicable last-updated date.
Contact
For questions about these Terms & Conditions or our SMS messaging program, contact:
Johnson-Brower Financial Group LLC
1915 Hillsboro Ave SE
Grand Rapids, MI 49546
Phone:
330-500-0911
Email:
[email protected]
You may also review our SMS Consent Policy and Privacy Policy .