```html Terms of Service | Johnson-Brower Financial Group

Terms of Service

Effective Date: April 4, 2026

1. SMS Program

Johnson-Brower Financial Group, LLC operates an SMS messaging program to send clients appointment reminders, account updates, financial consultation follow-ups, and service-related notifications. Messages are sent only to individuals who have explicitly opted in via our website form.

2. Opt-Out Instructions

You may cancel the SMS service at any time. Simply text "STOP" to our number. Upon receiving your "STOP" message, we will send a final confirmation SMS to verify you have been unsubscribed. Following this, you will no longer receive SMS messages from us. To re-subscribe, text START to (330) 500-0911 or sign up again at JohnsonBrower.com.

3. Help and Support

For assistance with our messaging program, you can reply with the keyword HELP or contact our support team directly at [email protected].

4. Message and Data Rates

Standard message and data rates may apply for any messages sent to you from us and to us from you. Message frequency will vary based on your level of interaction and specific inquiry. For questions regarding your text or data plan, please contact your wireless provider.

5. Carrier Liability

Wireless carriers are not liable for delayed or undelivered messages.

6. Age Requirements

By opting into our services or using this website, you acknowledge that you are at least 18 years of age.

7. Privacy and Data Usage

Your privacy is critical to us. Please review our practices regarding your mobile data and personal information in our Privacy Policy.

```