Hero Mortgage Planning | The Hero's Lender
GET QUOTE TEXT JESSE
MARKET MONITOR: ACTIVE
VA LOANS: 0% DOWN PAYMENT
VA IRRRL: NO APPRAISAL STREAMLINE REFI
FHA LOANS: 580+ CREDIT SCORE
CONVENTIONAL: 3% DOWN FIRST-TIME BUYER
HERO ADVANTAGE: NO LENDER FEES FOR VETERANS
TURN TIMES: FAST CLOSINGS
FROM GROUND ZERO TO ZERO DOWN™

STOP OVERPAYING
FOR THE HOME YOU EARNED.

Most lenders overcomplicate this to hide fees. I don't.
I strategize the deal. Nichole executes the file. You get the keys.
Simple process. Zero confusion. Maximum savings.
Get Rate Estimate Rate Watch (Refi) VA Loan Eligibility Second Opinion

MEET THE SQUAD

We separate the advice from the paperwork to ensure you are protected.

Jesse

Jesse Johnson-Brower

STRATEGIST // NMLS #2659922
U.S. Army Veteran & 9/11 Responder. Jesse is your Battle Buddy. He oversees your deal structure to ensure no Hero is ever taken advantage of by big banks.
Nichole

Nichole Johnson

SPECIALIST // NMLS #2655558
Michigan's Featured Lender. Nichole is the Loan Specialist. She navigates the underwriting and processing to get your file closed fast and accurately.
WEALTH BUILDING DIVISION
ACCESS: GRANTED

HOW TO BUY MULTI-FAMILY REAL ESTATE FOR $0 DOWN

Stop trading your BAH for a temporary roof. Learn how to use your VA benefit to buy a 4-Unit property with $0 Down, have the "Squad" pay your mortgage, and PCS with a cash-flowing asset.

LAUNCH INVESTOR STRATEGY

CALCULATE YOUR MONTHLY PAYMENT

Generate a preliminary estimate based on live market data.

LIVE RATE FEED
CONNECTED

PRELIMINARY ESTIMATE


EST. MONTHLY PAYMENT (P&I)
$0.00
DTI RATIO: CALCULATING...

Like these numbers? Let's verify them.

*Disclaimer: Estimate only. Not a commitment to lend. Rates subject to credit and underwriting.

CHECK IF YOU SHOULD REFINANCE

Don't get stuck with a high rate. Run the analysis to see if you can save.

REFI INTELLIGENCE SYSTEM
LOGIC: ACTIVE

RIDE THE WAVE

Rates fluctuate. When they drop, we strike. Our goal is to lower your payment every 6-8 months without resetting your loan term effectively. This is how you win the long game.

CHECK YOUR POSITION

Enter your current interest rate to see if you are in the "Drop Zone."

*Not ready yet? Join the silent watch list. We text you only when the math works.

FIND OUT IF YOU QUALIFY FOR VA BENEFITS

Determine your Entitlement Status quickly.

STATUS CHECKER
DB: VA.GOV_SIM

1. WHAT IS YOUR SERVICE STATUS?

MISSION GREENLIGHT

Status: Eligible. You match the criteria for the VA Home Loan (0% Down, No PMI). Let's deploy a VA Specialist Battle Buddy to lock this in.

WE CAN STILL HELP

Status: Review Needed. You might not fit standard VA guidelines, but we have FHA & Conventional strategies that win.

VERIFY YOUR QUOTE FOR HIDDEN FEES

Upload your Loan Estimate. We audit it for free.

SECURE UPLOAD PORTAL
ENCRYPTION: 256-BIT

SEND LOAN ESTIMATE

Files are sent directly to Team Johnson-Brower for manual audit.

BRIEFING ROOM (FAQ)

Banks have sales targets. You have financial goals. They don't align. I sit on YOUR side of the table. I audit the offers, spot the hidden fees, and force the lenders to compete.
I only deploy "Tier 1" lenders. My primary partner is Nichole Johnson (Michigan's Featured Lender) because she executes flawlessly. If she isn't the right fit for your state, I connect you with a vetted expert.
Zero. My commission is paid by the lender, not you. You get a protective layer of strategy and oversight for free.
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