The Fortress Protocol | VA Investor Guide

STOP THROWING AWAY
YOUR HOUSING ALLOWANCE.

BECOME A LANDLORD WITH $0 DOWN.

Did you know you can use your VA Loan to buy an apartment building (up to 4 units)?

The Strategy: You live in one unit. Tenants pay rent for the others. You live for free and build wealth.

THE SIMPLE GAME PLAN

1. BUY A 4-PLEX

Use your VA Benefit to buy a building with 4 front doors. $0 Down Payment.

2. RENT 3 UNITS

You live in one unit. You find 3 other families to rent the other units.

3. LIVE FREE

The rent from the 3 families pays the mortgage. You keep the building.

MISSION 1: SOLO (4-UNITS)

Can you do this alone? Yes. Up to 4 units.

1 VETERAN SIGNER STATUS: $0 DOWN
YOU LIVE HERE $0
TENANT 1 PAYS RENT
TENANT 2 PAYS RENT
TENANT 3 PAYS RENT
TOTAL RENT COLLECTED $3,900
MORTGAGE COST -$3,800
YOUR CASH FLOW +$100 / mo

MISSION 2: THE SQUAD (7-UNITS)

Team up with another Veteran. Buy a bigger property (or two adjacent 4-plexes).
2 Veterans = Double Entitlement.

2 VETERAN SIGNERS 7 DOORS TOTAL
VET A
VET B
TENANT
TENANT
TENANT
TENANT
TENANT
TOTAL RENT COLLECTED $6,500
TOTAL COST -$6,500
RESULT $0 COST (FREE LIVING)
CONFIDENTIAL BRIEFING

THE UNFAIR ADVANTAGE

Most real estate investors have to save for years to buy a rental property. You can do it tomorrow.
Here is the math on a standard $500,000 4-Plex.

STANDARD INVESTOR

(Using Conventional / FHA Loans)

DOWN PAYMENT REQUIRED 25% ($125,000)
CASH NEEDED TO CLOSE HUGE SAVINGS
MORTGAGE INSURANCE (PMI) YES (Expensive)
WINNER

YOU (VA BENEFIT)

(The Golden Ticket)

DOWN PAYMENT REQUIRED 0% (ZERO)
CASH NEEDED TO CLOSE $0*
MORTGAGE INSURANCE (PMI) NEVER.

NO LOAN LIMITS

"Isn't there a cap?" NO. If you have full entitlement, the VA does not cap your loan amount. You can buy a $1M or $2M four-plex for $0 Down if your income qualifies.

THE "DOUBLE DIP"

Bonus Entitlement: You can have MORE than one VA loan at a time. PCS'ing? Keep your current home, rent it out, and buy a NEW one at your new duty station with $0 down.

RENT COUNTS AS INCOME

"I can't afford a $4,000 mortgage." You don't have to. We can use the potential rent from the other units to help you qualify for the loan. The building pays for itself.

THE "WEALTH GAP"

Why renting keeps you broke.

WHAT AM I LOOKING AT?

🟥 RED AREA = LOST MONEY

If you rent, this money leaves your pocket forever. After 4 years, you have lost over $90,000.

🟩 GREEN AREA = YOUR WEALTH

If you own, your tenants pay your debt and the house grows in value. You gained $85,000+ in Net Worth.

HERO INVESTOR DIVISION

Jesse Johnson-Brower (NMLS #2659922) | Nichole Johnson (NMLS #2655558)

Equal Housing Equal Housing Lender.